Overview
Non QM Underwriter Jobs in Remote at ML Mortgage Corp
Position Overview:
The Underwriter will be responsible for underwriting NON QM , Jumbo loans, FHA, VA and Conventional loans. Clearing conditions ensuring compliance with specific investor and insurer underwriting guidelines in a paperless environment. A thorough working knowledge of industry standard product, program and compliance Underwriting guidelines is required. The Senior Mortgage Underwriter candidate must be able to clearly communicate all mortgage loan guidelines to loan processors and loan officers.
Job Responsibilities:
- Underwrite residential mortgage loans in accordance with Non Qm, Jumbo, FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
- Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times
- Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns and financials
- Assess and respond to fraud indicators
- Determine eligibility for private mortgage insurance
- Demonstrate proficiency in automated underwriting applications and ability to assess results<br> Structure loans according to lender requirements and credit quality
- Review appraisals for accurate property valuation<br> Works with post-closing department on any stipulations for closed files.
Qualifications and Skills:
- DE Chums and VA LAPP and SAR
- Loan quality and risk management
- Knowledge of Non Qm, Jumbo, FNMA, FHLMC, FHA and VA guidelines.
- Proficiency with DU and LP, FHA Connection and VA Portal
- Excellent interpersonal, written and verbal communication skills
- Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
- Flexibility in decision making with strong problem-solving skills
- Customer service driven: responsiveness to client and team member issues and concerns
- Minimum of 5 years in mortgage lending operations with at least 5 years in an underwriting role
Job Type: Full-time
Work Location:
- Fully Remote or in house
Benefits:
- Health insurance
- Dental insurance
- Vision insurance
Job Type: Full-time
Pay: $70,000.00 – $90,000.00 per year
Work Location: Remote
Title: Non QM Underwriter
Company: ML Mortgage Corp
Location: Remote
Category:
