Overview
Manager, Cards Credit Strategy and Data Analytics Jobs in Toronto, Canada at RBC
What is the opportunity?
The RBC Credit Strategy team is hiring for a Manager, Cards Credit Strategy and Data Analytics to lead the Cards Acquisition team combining credit strategy development with credit talent management responsibilities. You will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. You will also be accountable for the development of an existing talented credit team within the group.
Job Description
What is the opportunity?
The RBC Credit Strategy team is hiring for a Manager, Cards Credit Strategy and Data Analytics to lead the Cards Acquisition team combining credit strategy development with credit talent management responsibilities. You will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. You will also be accountable for the development of an existing talented credit team within the group.
What will you do?
- Use data mining, profitability modelling and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations
- Optimize the profitability of RBC’s retail credit card portfolio by analyzing, designing, and recommending credit strategies
- Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g. Pathfinder, TRIAD)
- Build financial models to simulate financial outcomes of strategy decisions, measure true outcomes against expectations and drive continuous improvement from findings
- Generate learnings to enhance credit strategies using Design of Experiments (DOE), Foundational Testing, Challenger/Champion and other testing methodologies
- Design and implement management systems to foster and develop a best-in-class credit analyst team
- Test new methodologies and tools to enhance models and strategies, and drive innovation within credit strategy frameworks and infrastructure
What do you need to succeed?
Must-have
- Expert problem solving skills including understanding of credit risk fundamentals and financial modelling
- Proficient in SQL, Excel, Word, and Power Point
- Experience with modern analytical tools and technology stacks;
Python, Git Hub, AWS, HDFS, etc. - Experience with Data Visualization tools such as Python (Matplotlib, Plotly, Seaborn) and Tableau
- Ability to develop effective and collaborative relationships (e.g. with stakeholders, credit bureaus, and remote teams)
- Ability to design and deliver compelling presentations to senior management and other stakeholders
Nice-to-have
- Experience with adaptive control software (e.g. TRIAD) and credit scoring technologies
- Equally effective and conversant in business and technical environments
What’s in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, fair compensation, commissions, and stock where applicable
- Leaders who help your development through coaching and managing opportunities
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
Job Skills
Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk Management
Additional Job Details
Address:
RBC WATERPARK PLACE, 88 QUEENS QUAY W:
TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type :
Full time
Platform:
GROUP RISK MANAGEMENT
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
Final date to receive applications:
Note: Applications will be accepted until 11:59 PM on the day prior to the Final date to receive applications date above
Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that…
Title: Manager, Cards Credit Strategy and Data Analytics
Company: RBC
Location: Toronto, Canada
Category:
