Overview
Credit and Compliance Analyst Jobs in Houston, TX at Smith & Associates
Title: Credit and Compliance Analyst
Company: Smith & Associates
Location: Houston, TX
Job Duties
- Enter, update and retrieve information for customer applications received
- Determine credit worthiness of applicants by assessing creditworthiness of existing or prospective customers
- Designate degree of risk involved in extending credit by examining financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
- Ensure all approved applications comply with company and legal criteria and requirements
- Respond to all credit risk inquiries from customers and the various sales teams
- Review and deal with all sales team requests presented for the assessment of new and existing credit limits
- Perform ah-hoc tasks and assignments that might be handed to you
- Create new and update existing customer accounts
- Support daily Credit review and Order release functionalities
- Communicate with other departments, as well as management to alert them to any problems and/or high-risk situations
- Adhere to credit policy and guidelines
Skills And Qualifications
- Bachelor’s Degree in Finance, Accounting or related field
- 1+ years’ experience as a Credit Analyst
- Strong knowledge of Microsoft Office suite
- KYC skills (Know Your Customer) – being able to research and evaluate data and information to determine compliance to all company and legal requirements, applying the KYC information to make informed decisions and solve problems
- Strong mathematical and analytical skills
- Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information
- Good interpersonal and communication skills
- Proven ability to calculate, post and manage accounting figures and financial records
- Excellent proficiency skills in all MS Office programs
- Immediately available preferred
- Reading of Cantonese and/or Mandarin preferred
Education
- Diploma or above in Accounting or Finance discipline or equivalent experience in Accounts Receivable and/or Credit Review
Software Requirements
- MS Office and Accounting Systems
Position Type
Full-Time/Regular
FSLA
Exempt
Smith is an equal opportunity employer
We are an Equal Opportunity/Affirmative Action Employer.
