Overview
Sr Director, Financial Crimes Compliance Jobs in Houston, USA at Cornerstone Capital
Cornerstone Capital Bancorp, Inc., headquartered in Houston, is a Texas-based financial services company dedicated to helping families, businesses, and communities thrive. Through its primary subsidiary, Cornerstone Capital Bank, the organization operates a community and business banking franchise alongside a premier national home lending, servicing, and home insurance platform-based financial services company dedicated to helping families, businesses, and communities thrive.
Guided by a core Mission, Vision and Convictions statement, Cornerstone operates 17 full-service banking locations across major Texas markets and more than 150 mortgage offices nationwide. The company has served nearly 700,000 customers through its family of brands, including Cornerstone Home Lending, Roscoe Bank, Peoples Bank, Cornerstone Servicing, and Cornerstone Insurance. Supported by 1,600 team members, Cornerstone is consistently recognized as a Fortune-certified Great Place to Work® and a Top Workplace.
Formed through the combination of Cornerstone Home Lending and The Roscoe State Bank, Cornerstone brings more than a century of experience and is the highest-capitalized new bank in Texas history.
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Who we are looking for:
The Senior Director of Financial Crimes Compliance provides enterprise-wide leadership for all financial crimes prevention, detection, and regulatory compliance functions across the Bank. This role serves as the institution’s senior subject matter expert on Bank Secrecy Act (BSA), Anti-Money Laundering (AML), OFAC/Sanctions, agency/investor guidelines, fraud risk, and related regulatory requirements — with specialized operational depth across the Bank’s mortgage, retail lending, commercial and insurance lines of business.
The Senior Director is responsible for designing, implementing, and continuously maturing a risk-based financial crimes compliance program that satisfies regulatory expectations, protects the institution from financial and reputational harm, and operates effectively across all business lines. This leader will serve as a critical bridge between the Bank’s mortgage, retail banking and commercial banking teams and the enterprise risk management function, ensuring that mortgage origination, servicing, deposits, Internet banking, treasury management, commercial credit and insurance activities are supported by robust financial crimes controls.
What you’ll do:
BSA/AML Program Implementation and Oversight
- Provide strategic direction and day-to-day oversight of the Bank’s BSA/AML compliance program, including Suspicious Activity Report (SAR) filing, Currency Transaction Report (CTR) processing, and Customer Due Diligence (CDD/EDD) requirements.
- Direct the annual BSA/AML risk assessment process, ensuring adequate coverage of all bank activities.
- Maintain and evolve BSA/AML policies, procedures, and controls in alignment with FinCEN guidance, FFIEC BSA/AML Examination Manual, and applicable state law.
- Oversee the Bank’s transaction monitoring program, including system configuration, alert tuning, and escalation workflows.
- Ensure timely, complete, and accurate regulatory reporting to FinCEN, including the management of lookback reviews or remediation as needed.
OFAC, Sanctions & Fraud Compliance
- Lead the Bank’s OFAC/sanctions screening program, ensuring controls are appropriately applied to mortgage loan origination, commercial credit underwriting, ACH, wire, and other payment channels.
- Oversee the fraud risk intelligence function, coordinating with Operations, Retail Banking, and Commercial Banking on emerging fraud typologies relevant to lending and deposit products.
- Maintain working knowledge of elder financial exploitation, mortgage fraud, business email compromise, and synthetic identity fraud as they intersect with the Bank’s product mix.
- Serve as the primary compliance partner for the Mortgage and Consumer Lending business line, ensuring financial crimes controls are embedded in the origination lifecycle — from application…
Title: Sr Director, Financial Crimes Compliance
Company: Cornerstone Capital
Location: Houston, USA
Category:
