Overview
Mortgage Regulatory Reporting Analyst Jobs in Remote at First Colony Mortgage
WHO WE ARE
First Colony has been opening doors for homeowners since 1984. What started as a single-minded commitment to making homeownership more accessible has grown into one of Utah’s most recognized mortgage and home services companies — and we’re just getting started.
But what really sets us apart isn’t our track record. It’s our culture. At First Colony, we believe that creativity fuels great work — and that creativity thrives when people feel free to be themselves. We love music in all its forms, and we celebrate the individual tastes that make our team unique. That same spirit of authenticity and expression shapes how we show up for our customers — with clarity, creativity, and genuine care.
We’re not just a mortgage company. We’re a team of people who love what they do, take pride in doing it well, and believe that the best work happens when you bring your whole self to the table.
RESPONSIBILITIES
- Prepare, review, and submit the annual HMDA Loan Application Register, including ongoing data integrity reviews throughout the year.
- Prepare and file the quarterly NMLS Mortgage Call Report, reconciling reported figures to internal production and accounting data.
- Complete state-specific regulatory reports and annual filings, tracking deadlines and requirements across all licensed states.
- Maintain reporting calendars to ensure all federal, state, and agency deadlines are met.
- Identify and resolve data discrepancies in the loan origination system, working with internal departments to correct source data.
- Support regulatory examinations, audits, and information requests by compiling loan data and supporting documentation.
- Research reporting requirements when regulations change or new state licenses are added, and update procedures accordingly.
- Foster a professional, courteous, and welcoming work environment.
- Duties may extend beyond those listed above as time permits and business needs require.
QUALIFICATIONS
- Prior experience in the mortgage industry.
- Working knowledge of HMDA (Regulation C) data requirements and NMLS Mortgage Call Report standards.
- Proficiency in identifying discrepancies and errors in loan data.
- High accuracy in data entry and meticulous attention to detail.
- Strong Excel skills, including the ability to manage and analyze large data sets.
- Ability to manage multiple recurring deadlines independently.
- Excellent communication skills and a drive to build strong relationships with loan officers, processing, closing, secondary marketing, and other stakeholders.
- Proficient in Microsoft Office Suite (Word, Excel, Outlook).
- Must be a team player with the ability to work effectively in a team environment.
- Ability to comprehend and integrate updated regulatory requirements from various sources into daily tasks.
- Self-motivated with a commitment to learning and contributing to a successful, innovative team.
EXPERIENCE
- Minimum of 2 years in mortgage banking, compliance, or regulatory reporting.
- Direct experience with HMDA reporting, Mortgage Call Reports, or state regulatory filings is advantageous.
- Familiarity with Encompass or a similar loan origination system is preferred.
- Familiarity with Fannie Mae, Freddie Mac, FHA, VA, USDA mortgage lending processes is helpful.
First Colony Mortgage is an EEO Employer who participates in E-Verify. Reference checks are a pre-requisite of employment. All offers are contingent on successful completion of criminal background and credit checks, as required by state regulations.
Pay: $22.00 – $26.50 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Application Question(s):
- What is your experience with recurring regulatory filings such as HMDA, the NMLS Mortgage Call Report, and state filings? Describe your role from data gathering through submission.
- What loan origination systems and reporting tools have you worked in? Which did you use to pull, validate, or reconcile regulatory data, and what is your experience level in each?
- This role may include general mortgage compliance responsibilities. Describe your overall mortgage compliance experience and where you see yourself building on it.
Work Location: Remote
Title: Mortgage Regulatory Reporting Analyst
Company: First Colony Mortgage
Location: Remote
Category:
