Overview
Credit Manager Jobs in Moradabad, Uttar Pradesh, India at YES BANK
Title: Credit Manager
Company: YES BANK
Location: Moradabad, Uttar Pradesh, India
SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES
Strategic/ Managerial Responsibilities
- Discussion of observations with Seniors – ACH / RCH/ National Credit Manager and Chief Credit Officer
- Assessment of Credit Proposal / Case for his respective location / region
- Presentation of key observations to Senior Management on periodic basis
- Managing a team & drive the results/ goals set for self & Team.
Core Responsibilities
- Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
- Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
- Monitoring of delinquency, exceptions , portfolio movement.
- Maintaining data as required by the Senior Management
People Management Or Self-Management Responsibilities
- Active participation in process re-engineering related to product / process
- Collaborate with business , OSD & Policy team for any change in the process/policy.
- Self-driven, goal oriented & dynamic in nature.
Risk And Internal Control Responsibilities
- Identify the gaps in the process & highlights to the Senior Management
- Suggestion for changes in Policy
SECTION IV: KEY INTERACTIONS
Key Internal Interactions
Purpose of Interaction
Business Team
To interact with RM / CBL /RBL on day to day basis while cases assessment, monitoring delinquency
Policy Team
For clarification / guidelines as and when required
Key External Interactions
Purpose of Interaction
Customers
As required by the policy while assessment of a case, have to interact with customer for information / concerns for decisioning of case
SECTION V: KNOWLEDGE & EXPERIENCE
KNOWLEDGE
Minimum Qualifications
- A CA/ MBA from a reputed institute
Professional Certifications
Language Skills
- Written and spoken English is essential
Experience
Years of Experience
Minimum of 3 to 5 years of work experience in credit evaluation in a Bank (Not NBFC)
Nature Of Experience
Credit Evaluation in any Bank
