Overview

Cards Operations Specialist – financial services Jobs in Riga, Riga, Latvia at PAYALLY GLOBAL

Title: Cards Operations Specialist – financial services

Company: PAYALLY GLOBAL

Location: Riga, Riga, Latvia

Role Overview

PAYALLY GLOBAL is seeking a detail-oriented and technically skilled Cards & e-commerce Operations Specialist to support the development, onboarding, and smooth operation of our card issuing and acquiring solutions. This role acts as the primary bridge between PAYALLY’s internal teams, processors, payment partners.

The ideal candidate will have strong knowledge of payment systems and card scheme requirements. This role focuses on technical coordination, troubleshooting, payments expertise, and ensuring seamless card product integrations.

Main Responsibilities

  • Prepare, analyse, and automate regular reporting for regulators, card schemes, and management, delivering insights into operational performance, compliance matters, card programme activity, and key business metrics while ensuring efficiency, accuracy, and timely delivery.
  • Support card product integrations, authorisations and settlement flows, 3DS, tokenisation.
  • Troubleshoot integration issues, analyse logs, and provide solutions to internal teams and external partners.
  • Maintain accurate integration documentation, test cases, and onboarding workflows.
  • Work closely with technology teams, processors, and scheme partners to ensure smooth configuration, testing, and deployment of card and acquiring solutions.
  • Collaborate with Compliance, Relationship Managers and other teams to ensure integrations meet regulatory and scheme requirements.
  • Assist in the improvement of internal tools, processes, and technical documentation.
  • Provide subject matter expertise on card issuing and acquiring processes (authorisation, clearing, chargebacks, fraud controls).
  • Support ongoing maintenance, updates, and performance monitoring of card transactions.

Required Experience & Qualifications

  • Proven experience in payments, card issuing or reporting.
  • Knowledge of card scheme processes (Visa/Mastercard), including 3DS, tokenisation, risk signals, and settlement flows.
  • Analytical mindset with the ability to break down technical issues and coordinate solutions.
  • Excellent communication skills for cross-team work.
  • Ability to manage multiple integration projects simultaneously.
  • A proactive, collaborative approach combined with high ethical standards.
  • Exceptional communication skills in English, with the ability to influence at a high level. Additional languages would be an advantage.
  • Highly adaptable, self-driven, and motivated to succeed in a fast-paced and evolving landscape.

About PAYALLY

PAYALLY GLOBAL is an international financial institution that provides comprehensive and tailored financial solutions for businesses and private clients with global ambitions.

As the financial industry becomes increasingly automated, PAYALLY GLOBAL remains committed to maintaining a personal approach. Each client is supported by a dedicated Relationship Manager who ensures precision, trust, and consistency in every interaction.

As a principal member of Visa and Mastercard, PAYALLY GLOBAL offers a fully integrated suite of financial services designed to meet the complex needs of international operations. The company’s global infrastructure enables seamless cross-border payments in 39 currencies, ensuring efficiency, compliance, and transparency across all transactions.

Its services include international and local payments, multi-currency accounts, foreign exchange, debit cards, card issuing, and payment gateways, all managed within one secure environment.

PAYALLY GLOBAL combines global reach with human precision to deliver financial solutions that inspire confidence and support sustainable growth.

What We Offer

  • Salary banding starts at 2800 EUR gross per month and will depend on candidate's skills and experience
  • 25 days of annual leave
  • A day off for your birthday
  • Opportunities for professional development, training and career progression
  • Wellness benefits after probationary period (health insurance, gym reimbursement)
  • Regular team events
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